Helping you put down your roots

Mortgage Products

First Time Buyer

Get on the ladder with the right deal for your budget.

 

Home Mover

Secure finance for your next step, whether upgrading or downsizing.

 

Remortgage

Switch to a better rate or release equity for renovations.

Buy to Let / Let to Buy

Finance rental homes, from flats in town to rural cottages.

Credit Repair

Specialist finance for homes with land or stables.

Equity Release

Unlock tax-free funds from your home

 

Mortgages we arrange new market

  • Local knowledge of the property market and lenders who understand rural and equestrian needs

  • Access to over 12,000 mortgage products and 90+ lenders

  • Honest, impartial advice tailored to your circumstances

  • Free, no-obligation initial consultation

  • Appointments in person, by phone, or via Zoom

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is £495 depending on your circumstances.

Talk to us!

Speak to an expert





    HOW MUCH COULD I BORROW?

    WHAT WILL I HAVE TO REPAY EACH MONTH?

    £
    £

    You could borrow*

    £0

    *The actual amount you can borrow will be dependent on a more detailed assessment your financial situation, property value and the size of your deposit or equity.

    Mortgage Amount

    £

    Interest Rate

    %

    Term In Years

    MONTHLY REPAYMENT*

    £0

    Per Month for 0 Years

    Total Interest: £0

    Total Repayment: £0

    *The actual interest rate will be dependent on a more detailed assessment your financial situation, property value, lender and the size of your deposit or equity.

    Frequently Asked Questions

    At Lendese, we have access to thousands of mortgage deals in Bury St. Edmunds, including exclusive offers you won’t find elsewhere. We also collaborate with specialist lenders who are able to assist with unique financial circumstances, providing customised mortgage solutions for UK residents.

     

    It depends on your income, outgoings, credit history, and the size of your deposit. Most lenders offer between 4–5.5 times your annual income, but this varies. A broker can give you a more accurate figure based on your full financial picture.

    The minimum is usually 5–10% of the property price, but a larger deposit can unlock better interest rates and lower repayments.

    Yes. Some lenders specialise in helping buyers with a less-than-perfect credit history. A broker can match you with the right lender for your circumstances.

    Brokers compare deals from many lenders — not just one — and can often access exclusive rates. This can save you time, money, and the stress of shopping around yourself.

    Around 4–6 months before your current deal ends. This allows time to secure a new rate and avoid moving onto your lender’s higher standard variable rate.

    The Mortgage Journey

    Initial Consultation

    We start with a free, no-obligation meeting to understand your goals, budget, and personal circumstances. This is your opportunity to ask questions and get clear on what’s possible.

    01

    Research & Reccomendation

    Using your details, we search thousands of products from a wide range of lenders. We then recommend the most suitable mortgage for your needs, explaining the pros and cons of each option.

    02

    Application & Valuation

    Once you’re happy to proceed, we prepare your application, gather the required documents, and arrange a valuation on the property. We liaise with the lender to keep things moving smoothly.

    03

    Mortgage Protection

    We discuss ways to protect your mortgage, income, and family, recommending cover that fits your situation and budget.

    04

    Mortgage Offer

    When the lender issues your mortgage offer, we review it with you in plain language so you understand exactly what’s been agreed before you commit.

    05

    Completion & Ongoing Support

    Your mortgage completes and you get the keys — but our help doesn’t end there. We’ll check in for regular reviews and be here for any advice you need in the future.

    06

    Latest Lendese News

    Expert advice from our accredited team of mortgage advisors. Get key insights on mortgage news, company updates and more..