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We arrange Mortgages from over 90 lenders

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Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is £495 depending on your circumstances.

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    You could borrow*


    *The actual amount you can borrow will be dependent on a more detailed assessment your financial situation, property value and the size of your deposit or equity.

    Mortgage Amount


    Interest Rate


    Term In Years



    Per Month for 0 Years

    Total Interest: £0

    Total Repayment: £0

    *The actual interest rate will be dependent on a more detailed assessment your financial situation, property value, lender and the size of your deposit or equity.

    Top questions asked by our mortgage customers.

    Lendese have access to thousands of mortgage deals, including many exclusive deals not available elsewhere, along with specialist lenders who can assist with unique situations.


    Your affordability will be dependent on your income. Typically you can borrow between 4.5 & 5 times your joint income, but this can vary depending on age, credit commitments, deposit and whether you have dependents.

    Mortgage terms are generally available between 5 & 40 years. A longer-term might be suitable for a younger person with many years until retirement, whereas someone older could be restricted to a shorter term.

    You could obtain a mortgage with as little as a 5% deposit. However, you would usually receive a better interest rate with a larger deposit.

    Yes. We have many lenders who will consider different levels of adverse credit, please refer to our specialist page for more information.

    Although Buy To Let & Let To Buy mortgages require a larger deposit, when it comes to interest rates and associated costs, they can be similar to residential mortgages. Buy to Let mortgages will usually be available on an interest only basis as well as capital and repayment, which some landlords utilise in order to achieve a lower monthly payment and maximise rental profit. 

    Lenders will want to know which solicitor you plan to use as part of the application process. We are more than happy to recommend a solicitor and will always provide you with a comparable quote for legal services. However, if you have chosen one or already have an existing relationship this is no problem at all.

    Generally, mortgage offers last up to 6 months. With that in mind, this is the period within which we recommend you start the process. This period also allows plenty of time for solicitors to carry out their work should this be required. If you have any worries around uncertain economic times, we are happy to review your mortgage at any point.

    The Mortgage Journey


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    Expert advice from our accredited team of mortgage advisors. Get key insights on mortgage news, company updates and more..